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PCI DSS Requirements

Elevate Your Security with PCI DSS Compliance. Ensure your organisation meets the stringent PCI DSS requirements to protect sensitive payment data, reduce risk, and gain the trust of your customers and partners.

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With Hicomply, you get an all-in-one platform that automates and simplifies every step, helping you secure sensitive data, demonstrate accountability, and strengthen your business.

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PCI DSS Requirements

The PCI DSS requirements provide a robust framework for securing payment card data, applicable to all entities involved in handling payment information. Meeting these requirements not only safeguards customer data but also strengthens the overall security posture of an organisation, ensuring compliance with global standards and reducing the risk of breaches.

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Digital card shown above a list of checked PCI DSS requirements, highlighting payment security compliance.

Why PCI Compliance Matters

1
Improved Security
Implementing PCI DSS controls helps organisations prevent data breaches and address security vulnerabilities.
2
Compliance Assurance
Demonstrates your organisation’s commitment to regulatory compliance, fostering customer confidence.
3
Mitigated Financial Risks
Reduces the likelihood of financial penalties and reputational damage from data breaches.

What constitutes a PCI DSS system component?

PCI DSS system component encompasses a wide range of elements, including network devices, servers, computing devices, virtual components, cloud components, and software. These components can include payment terminals, payment back-office systems, shopping carts, and fraud monitoring systems, all of which fall under the category of system components.

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List of PCI DSS Requirements

As the PCI SSC states, PCI DSS compliance is best achieved by implementing the relevant processes into business-as-usual activities as part of an overall security strategy. Managing good risk posture should be considered a normal course of business, rather than as a project that can be completed and then ignored. Below, we outline the key clauses and their objectives.

PCI DSS Requirements
1.
Install and Maintain a Firewall Configuration to Protect Cardholder Data
2.
Do Not Use Vendor-Supplied Defaults for System Passwords and Other Security Parameters
3.
Protect Stored Cardholder Data
4.
Encrypt Transmission of Cardholder Data Across Open, Public Networks
5.
Protect All Systems Against Malware and Regularly Update Antivirus Software or Programs
6.
Develop and Maintain Secure Systems and Applications
7.
Restrict Access to Cardholder Data by Business Need to Know Responsibilities and Authorities
8.
Identify and Authenticate Access to System Components
9.
Restrict Physical Access to Cardholder Data
10.
Track and Monitor All Access to Network Resources and Cardholder Data
11.
Regularly Test Security Systems and Processes
12.
Maintain a Policy That Addresses Information Security for All Personnel

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Knowledge & Insights
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ISO 27001

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SOC 2

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PCI DSS

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Risk Management
Compliance Reporting
Policy Management
Incident Management
Audits and Assessments

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Risk Management

Identify, assess, and mitigate security risks with an integrated risk register.Hicomply’s automated risk management software maps controls across ISO 27001, SOC 2, and NIST frameworks — helping teams track risk treatment plans, assign ownership, and monitor real-time compliance status.Build a resilient ISMS that reduces audit findings and demonstrates continuous improvement.

Compliance Reporting

Generate instant, audit-ready compliance reports across multiple frameworks — from ISO 27001 and SOC 2 to GDPR, DORA, and NHS DSPT.Automated evidence collection and built-in dashboards provide a single source of truth for your compliance posture, saving weeks of manual work during audits.

Policy Management

Centralise, version, and publish all your information security policies in one place.Hicomply automates approvals, reminders, and distribution, ensuring your ISMS documentation stays current and aligned with frameworks like ISO 42001 and NIST CSF.Say goodbye to outdated PDFs — manage policies dynamically and maintain full traceability.

Incident Management

Capture, investigate, and resolve security incidents with structured workflows and automated evidence trails.Hicomply integrates with ticketing tools like Jira, Zendesk, and Azure DevOps to streamline incident response and link findings to risk and control updates — a key step for SOC 2 Type II readiness.

Audits and Assessments

Simplify internal and external audit preparation with built-in audit templates and automated task assignments.
Hicomply’s audit management platform aligns with ISO 27001, ISO 9001, and ISO 14001, giving teams a clear overview of control effectiveness, audit evidence, and corrective actions — all from one dashboard.